How To Check Bike Insurance?

As important as buying bike insurance is for your motorbike, it is just as important to renew it when it is due. This can be done by writing down the date on the policy document that says when the policy ends. But if you forget how long your two-wheeler insurance is good for, you can always look it up online.

How to Obtain Bike Insurance Information Online

• Every two-wheeler owner in India must have at least third-party insurance, which only covers losses or damages to a third party or their property.*
• Comprehensive bike insurance, on the other hand, protects against losses or damages to the insured’s vehicle and third-party liabilities.*
• All bike insurance policies have an expiration date, and to enjoy the policy’s benefits, you must pay the bike insurance premium on time.

Therefore, you must be aware of the expiration date listed in the policy. 

These three methods allow you to check your bike insurance policy details online quickly:

• Using Insurance Information Bureau
• Using the VAHAN Portal
• Using the Insurance Provider

To access your two-wheeler insurance information online, all you need is a smartphone or laptop with access to the internet. On the Insurance Information Bureau (IIB) website, locating information about bike insurance policies is simple. 

Here are the steps to locate policy information across all online platforms:

Follow the steps below to determine the expiration date of your bike insurance policy via this website:

• Visit the Insurance Information Bureau website (IIB): On the homepage, there is a section titled “Quick Links.” This link features a V-Seva option; select it. This will allow you to view the form.

• Please provide the needed information on this form.
• Type in the “Captcha” code and click “Submit.”
• Once you click the “Submit” button, your bike insurance policy details will be displayed. However, this website contains information about auto insurance policies purchased after April 1, 2020. Any insurance policy bought before this date is unavailable on this website.
• Additionally, you can view the information on this website up to three times using the same email id and mobile number. 

You can also follow the two steps outlined below to view insurance information on the Insurance Information Bureau (IIB) website:

• Access the IIB portal.
• Fill out the form, and a customer service rep will call you on your registered cell phone to help you.

• Using the VAHAN Portal

The Ministry of Road and Transport keeps track of all motor vehicle insurance policies on its VAHAN website. Consequently, you can view the expiration date of your two-wheeler insurance policy on this website by following the steps below:

• Visit the VAHAN e-service website.
• Choose the ‘Know Your Details’ tab from the navigation bar.
• On the following page, enter your two-information; wheeler, including their vehicle number and verification code.
• Now select the ‘Car Search’ option.
• Following this, the specifics of your motorcycle insurance policy will be presented on your screen, including the vehicle’s expiration date under the ‘Insurance Upto’ column.

• Using the Insurance Provider

The insurance carriers maintain complete records of the policies they issue. Hence, you can check the expiration date of your bike insurance by logging into your insurer’s website. The processes to verify the policy’s specifics may differ from insurer to insurer. Yet, most of these websites allow you to verify the expiration date of your bike by entering its registration number.

How to claim insurance for a bike if you do not renew the coverage before it expires? It may be cancelled, and you may be required to purchase a new policy. Checking the expiration date of your policy and renewing it on time is advised.*

*Standard T&C Apply

‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘